The ENCORE Plan offers the most flexibility in plan design and investment options. It is an open architecture program that allows complete control over the structure of the plan and investment selection.

401kDIRECT will work with you to provide a custom, seamless solution for your retirement business.

ENCORE Plan Fact Sheet

The ENCORE Plan offers the most comprehensive selection of investment options available.

Collective Investment Funds

The move to Collective Investment Funds in retirement programs continues to grow.  The simple structure and low cost advantages of these types of funds make them ideal investment solutions for retirement plans.  401kDIRECT remains on the cutting edge of this movement giving access to several collective funds through the CIF Marketplace.

Visit the CIF Marketplace

Mutual Funds

401kDirect offers universal access to virtually any mutual fund through a wide variety of trading platforms via a single electronic interface.  Through contracts with the industry’s largest and most popular mutual fund families, 401kDirect has negotiated fee arrangements on and we are able to handle both the billing and the collection of these fees making it simple for the investment professional manage.

To save time, you can choose from our select list of funds that have been pre-screened using fi360 fiduciary tools.  Funds on the select list are in the top quartile of the fi360 scoring system and have been segregated into portfolios based on revenue sharing available.

Additional Options Available

401kDIRECT will work with you to accommodate “out of the box” investment options such as:

•  Company stock (privately held or publicly traded)
•  Frozen Guaranteed Investment Contracts (GICs)
•  Real Estate
•  Self directed investment accounts and brokerage windows
•  401kDirect allows you to unitize a Trustee-directed fund (i.e., your Trustee-Directed Profit Sharing Plan Fund) and make it an investment option along with participant-directed mutual funds, minimizing fiduciary liability.  This unique concept is anticipated to be a growing industry trend in the years to come.

Please contact us for a custom Plan Proposal