As the need for disclosure of all retirement plan fees continues to rise, 401kDIRECT remains steadfast in the commitment to provide completely transparent programs.  All fees associated with the plan and all revenue sharing recaptured on the plan’s behalf will be fully disclosed.

Revenue Sharing

Believe it or not, 85% of retirement-industry revenue is never billed directly or disclosed.  This is because most retirement plan distribution and record-keeping costs are subsidized by the funds themselves in the form of hidden fees that compensate the sales and distribution effort.  Many of these costs are unknown to Plan Sponsors.

These hidden costs may be a problem because, as a plan fiduciary, you have a responsibility to account for all plan dollars, and to investigate and understand all expenses that are being assessed against your employees’ assets.

Your advisor and 401kDirect’s innovative Transparent Pricing model is designed to enable you to do just that.  Transparent Pricing gives you full disclosure of all plan expenses as well as all revenue generated by plan assets.

100% pass-through of ALL forms of revenue sharing:

• Finder’s Fees
• 12b1 Fees
• Sub Ta Fees
• Shareholder Servicing Fees

401kDirect and the Plan Trust will reconcile, recapture and credit the plan with all available revenue sharing from plan investments on your behalf.  These revenue streams can be used to offset administrative expenses and will often meet or even exceed plan fees.

To learn more about revenue sharing and fees, visit our learning center.

Learning center